Friends, it is very good to take a loan if you go ahead with thought and complete information. Friends, in today's article we are going to tell you about the banks that offer low interest loans. Friends, read our article carefully till the end. So let's get started guys-
Friends, if you want a long term loan at low interest, you can take a personal loan from Allahabad Bank. Allahabad Bank gives you personal loan at interest rate of 1.5 to 8.25 to 12.90 ৷ If you take a বছরের 1,00,000 loan from a bank for 5 years, you will have to pay an EMI of around Rs 2,047 to Rs 2,270.
Friends, IDBI Bank is also a very good option for taking a loan. IDBI Bank lends you 10 to 12.75 percent interest. Friends, if you want to take a personal loan, you will get a very low interest rate in IDBI Bank. If you take a 000 100000 loan for 5 years, you will get about 2,125 to 2,263 in it.
Friends, Union Bank offers personal loans at interest rates ranging from 10.50 to 14.50 percent. Union Bank of India has reduced bank loans in various categories. Union Bank has slashed interest rates on home loans above Rs 30 lakh by 0.10 per cent. Women benefit more when they take loans from Union Bank. Women are relaxed an additional 5 basis points. If you want to take a home loan from Union Bank, the interest rate starts from 7%. Currently, banks do not charge processing fees. If you want to get a loan, now is the time to take a loan from Union Bank.
Friends, if you want to take a personal loan, you can also take a personal loan from an Indian bank. Indian Bank is offering you a personal loan at very low interest rates. If you really need money, you can take a personal loan from an Indian bank. At Indian Bank, you will get personal loan at interest rate of 10.65 to 11.25 percent.
Friends, Bank of Baroda has also announced to reduce interest rates on various levels of loans according to the term of the loan. Bank of Baroda also reduced the lending rate MCLR 0.05 percent. It would be better to take a loan from a bank at this time. 1 year loan rate i.e. MCLR has come down from 7.5% to 7.45%. The same rate applies if you are looking for an auto, retail or housing loan.
Bank of Maharashtra also has good news for those who want to take a loan. The repo rate at the bank has been reduced by 0.15%. After reducing the repo rate by 0.15%, it has risen to 6.90 percent. Bank of Maharashtra's retail and MSME loans are directly related to the repo rate, which has made home loans, car loans, gold loans, education loans and personal loans much cheaper. The interest rate on the highest segment of the loan has been affected and may see a decline.
HDFC Bank has also taken an interesting step for those who want to take a loan. HDFC Bank has slashed its retail prime lending rate (RLLR) by 10 basis points. Thus, the bank has given about 0.10 percent discount. The move is beneficial not only for new HDFC Bank customers, but also for existing home loan customers. If you want to take home loan from HDFC Bank, its interest rate starts from 6.90. Friends, HDFC Bank is the largest private sector bank, you can easily borrow from this bank.
Friends, if you are thinking of taking a loan, Canara Bank is also a very good opportunity for you. If you have been thinking of taking a loan for a long time, now is the time to take a loan. Banks have reduced interest rates on loans in many categories. Not only that, Canara Bank has reduced the marginal cost of borrowing rate (MCLR) from 0.05 to 0.15 percent. The MCLR on the bank's 1-year loan has also been reduced by 0.5%, after which its interest rate has come down to 7.35%.
You will get personal loan from Kanara Bank at 10.80 to 13.95 percent interest rate.
Friends, you too can take a loan from the Central Bank of India at a very low interest rate. You can have complete confidence in the Central Bank of India to get a personal loan. It is arranging personal loans at very low interest rates. This bank is giving personal loan at 11.05 to 11.80 percent interest.
Friends, State Bank of India is giving very cheap personal loans these days. If you have an account with State Bank of India, you must take advantage of this opportunity and take out a loan. State Bank of India is offering you personal loans at low interest rates ranging from 9.60 per cent to 13.85 per cent. This offer is very attractive and beneficial.
So folks, our article for today ends here. Today we bring you information about 10 of these banks that provide you with loans at the lowest interest rates. If you want to take a loan, you can take any loan from any of the banks shown above at affordable interest rates. Friends, I hope you liked today's article. Friends, do not forget to share this article with your friends and family.